I Need Money Now: 21 Ways to Make Cash Right Now


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Sometimes, despite all our best intentions, we hit a small gap in our budget. This can happen for all kinds of reasons. Something there are unexpected expenses. Sometimes we didn’t plan out our budget as well as we’d thought. And sometimes there’s an amazing opportunity coming up we want to take advantage of.

Some people will look at these events and feel helpless. Others look at the situation and realize there must be a way to bridge the gap! There must be a way to make a hundred dollars or two fast enough to pull this off…

This list is for you, the doers, the people who see that gap and think, “I can do that.”

21 Different Ways You Can Make Money Right Now

1. You Could Have Unclaimed Money Out There

I’m not talking about the million dollar inheritance from your long-lost Uncle (though here’s hoping). But you could find $20, or even $100 of unclaimed money from when you paid too much on your garbage bill or never got back your deposit from the light company. People unknowingly leave money unclaimed all the time.

When you visit the website Unclaimed.org, you can click on any and every state you’ve lived in and search your name. You never know what you might find!

2. Get Paid For Your Opinions With Online Surveys

Everybody has an opinion. Did you know you could earn money for yours? There are many survey sites out there and they fluctuate in how great their deals are. Some surveys pay $0.25, others will pay $1.50. Some of them take you five minutes, and others take half an hour.

Most of these services offer apps so you can do these on your phone when you’re standing in line at the store. This is an easy way to make money online in your spare time.

3. Become a Dog Walker

Just like how anyone can sign up to deliver groceries or drive for Lyft, you can also sign up to walk people’s dogs or pet sit.

The Rover app makes this simple. It’s available in cities around the USA. When you sign up on their website, you’ll need to fill in some personal information and eventually do a background check to make sure you’re good to go. People have to trust you with their beloved pets, so this is a necessary first step.

Once you complete your application, you are ready to look for jobs taking dogs for walks or pet sitting for your neighbors. For a thirty-minute walk, you can expect to earn anywhere from $10-$30.

4. Become a Virtual Assistant on Fiverr or Upwork

There are a lot of people online running businesses and they have a myriad of tasks they can’t complete on their own. Things like posting to Facebook and replying to comments, formatting their blog posts, or compiling information for their newsletters. These people turn to services like Fiverr and Upwork to hire virtual assistants. Sign up on one (or both) of these sites, fill in your profile with services you can offer, and start getting paid money online for your work.

5. Become a Delivery Driver For Postmates or DoorDash

You can become a delivery driver for a service like DoorDash or Postmates. Find out what is available in your town. Postmates is widely available and a popular choice. You will be able to sign up and perform deliveries for them right away.

You aren’t committed to delivering for them outside of whenever you sign on to work, so this is something you can do that is flexible with your schedule.

As a driver, you’ll deliver items like groceries, take out, and alcohol.

Getting started is simple. All you need to do is:

Create An Account. You’ll need to prove your identity and upload a profile photo.

Wait For your Welcome Kit.  To get you started, once they’ve verified you are who you say you are, they will send you a small welcome package that will include a delivery bag and a prepaid card.

Link Your Card to the App. Once your card is linked, you are ready to work!

6. Sign up for Swagbucks and Get $10

Swagbucks is a survey site, but it’s more than that as well, which is why it gets its own slot on this list. When you first sign up, you get a $10 sign-up bonus, which gets you off the ground running toward your first payout.

While the surveys on here can be a great way to earn, one of their best features is the Deals section. You’ll find opportunities to sign up for other programs, like a new savings account or a video streaming service, where you can get Swagbucks points back from joining. This can add up.

You can also earn through Swagbucks through their cash back program when you shop online through their site, for watching videos on their site, and for performing internet searches through Swagbucks.

You can receive your Swagbucks payouts through Paypal gift cards or through a selection of other gift card opportunities in their shop, including stores like Walmart and Amazon.

7. Get Cash Back With Dosh

If you’ve tried cash back apps before, you know that they are usually a hassle to actually get paid out and don’t really give you that much and are typically not considered worth the bother.

The Dosh app has been gaining a ton of attention because it’s a cash back app without these known problems.

They’re also offering a free $5 instantly at sign up to encourage people to give it a try.

So, what is Dosh exactly? Well, it’s a cash back app. You connect your payment cards to the app. The app has bank-level encryption to keep your sensitive financial information secure. When you make purchases, you now earn cash back on them. When it’s time to payout your cash back, all you need to do is deposit the money directly into your bank account.

If you have friends and family you can refer to the app, you earn money each time one of them completes sign up and links their cards.

8. Use the Drop App to Make Money Online

This is another rewards app.

With Drop, you link your card and shop at Drop’s partners. They have hundreds of partners, so it is likely these are places you already shop. When you make purchases, you earn points.

You can also earn points for performing tasks like completing offers or integrating other apps.

They have a referral program, so if you have friends and family who are also interested in earning a little more money through apps like this then your referral points can stack up.

The points you earn can be redeemed for gift cards at major retailers.

9. Become a Lyft Driver and Get a Huge Sign-up Bonus

Do you live in a city with Lyft? To get more drivers onto their app, they are currently offering a deal where new Lyft drivers will receive a $300 bonus after they complete their 100th ride. Of course that 100th ride will take a while to get to, but in the meantime you’ll still be earning from the rides themselves.

10. Side Hustle Alert: Blogging

If you enjoy writing, then you’ve probably considered starting a blog at some point in your life. This can be a way to make money online, have fun writing content that interests you, and build an audience.

It will likely take you under an hour to actually sign up on a blogging platform like WordPress and set up your basic site. However, writing content, building an audience, monetizing your website, and getting this up to a regular monthly income will take a while.

If you’re going to do it someday, the sooner you start the sooner you make money. If you’d done this a year ago, where would you be now?

11. Start Investing with Acorns

Have you ever thought you’d like to invest, but assumed it was too complicated? A lot of us figure we’ll get around to learning how to do that later, when we have time or more money for such things.

Putting any opportunity to make more money off until later is how you end up with not enough money. This list is all about how to earn money online now. And making small investments is a great way to do that.

Luckily, Acorns makes it easy.

Every time you make a purchase, Acorns rounds the purchase up to the nearest dollar and takes your change. It uses the change to invest in the stock market for you. By making a purchase that costs $1.99, you have now become an investor in the stock market for the price of $0.01.

Now is the time to sign up for Acorns as they have a $5 sign-up bonus. All you need to do is register and the money will drop into your account so you can get started investing and growing your money.

12. Save Money with Trim

Do you want to earn by simply spending less money? I’m not talking about cutting out your coffee habit, you can go on enjoying your Starbucks. I’m talking about lowering the amount you spend on things like car insurance and your internet bill.

Have you heard of the app called Trim? How it works is you link the app to your bank account. The app goes through all your spending and finds areas where you could save money. For example, the app notices you have subscriptions you could cancel. Or it looks at your insurance payments and lets you know that there is a cheaper option in your area for you. It looks at your internet bill and negotiates with your provider to bring that down.

This app is your own personal finance manager. There’s a reason rich people hire people for this, and now we have robots that can handle this for all of us.

13. Do You Want To Get Into Cryptocurrency?

Some people love this and some people hate this. It is risky. And relatively new.

Cryptocurrency is a gamble. If you’re able to buy low and sell high, you could make a lot of money doing this. But you could also lose a lot of money, so put nothing into cryptocurrency you can’t afford to lose.

But if you’re in a gambling mood and want to get into the Bitcoin market, you can currently join the Coinbase app and get a sign-up bonus. If you invest $100 into Coinbase, they’ll drop $10 into your account.

14. You Can Deliver for Uber Eats

Becoming a delivery driver is a popular side hustle with a lot of room for options these days. One of the most popular delivery services is Uber Eats.

If Uber is available in your area, all you need to do is sign up to become a delivery driver and you’ll be ready to start earning money by dropping off take out for people.

15. Become an Uber Driver

Uber is widely available, so it’s likely it’s available in your area. This is another opportunity where you can drive for Uber when it works for your schedule and earn the money you need getting people safely where they need to go.

16. Shop for Groceries with Instacart

Lots of people hate grocery shopping. Or they are just too busy to do it for themselves. But everyone needs food, right?

Enter Instacart. When you sign up to work for this grocery delivery service, you are going to receive orders for peoples groceries and then perform the shopping for them. You’ll then deliver the groceries to their door.

Instacart drivers do receive tips, so you’ll want to make sure you can both shop quickly and pay attention to the details so you get customers’ orders correct.

17. Let Someone Else Drive Your Car

If you aren’t using your car, why not let someone else borrow it?

Obviously this is not for everyone. It takes a lot of trust to be okay with someone else handling your vehicle, especially for those who truly love their cars. But if you are too busy to look into driving for a service like Uber yourself, you could also rent out your car for others to use.

To do this, you’ll want to sign up with the app called Getaround. You’ll likely earn around five dollars an hour for letting someone else use your car.

You don’t have to worry about paying for possible damages, since Getaround has a million dollar primary insurance coverage that should be able to settle things for you should anything happen.

18. The Neilsen App is For More Than Your TV Now

Neilsen is famously known for tracking television ratings, but they do more than that now. With the popularity of the internet, they have a keen interest in browsing data. They will offer you $50 a year to download their app and keep it on your device. All of the information they collect is anonymous so it’s not linked to you personally. The app runs in the background and takes up very little memory or space, so it’s unobtrusive.

If you’re good with all that, it’s another $50 a year for doing things you would already be doing. All you need to do is sign up and download the app.

19. Write An Awesome List for Listverse

If you have some great ideas for an awesome list, then Listverse will pay you $100 for your hard work.

To do this, you’ll need to write well. The site is made for people who love a strange list full of the things they haven’t seen before, so while your writing matters, what matters most is that your ideas are original. This will require some research.

20. Become a Real Estate Investor

Real estate investments are known for being some of the best bets out there. They’re also known for having a high buy in. Not everyone has the money to purchase a rental property.

That’s where Fundrise comes in. If you have $500 to invest, you can join this service where you invest in a real estate portfolio. A team of real estate experts will manage the fund.

This is the easiest way to get started investing in real estate.

21. Rent Out A Room on AirBnB

Do you have a spare room? Or even a spare couch? You can rent the space out on Airbnb for a nice profit. The more space you have, and the more effort you invest in becoming the kind of host guests rave about in the reviews, the more income you can earn from this opportunity.


Earning more money will earn you more freedom. It also comes with the relief of knowing you can pay your bills. But it is also a mindset shift to take control over your life and your finances and make things happen for yourself.

Once you start to get some room in your budget, you can take advantage of more things on this list. Earn some income from being a delivery driver or from working as a virtual assistant (or both) and then you can take that money and use it to invest in real estate. The more opportunities you take advantage of, the more opportunity you have to improve your finances and expand your view on money and on life.


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